Sberbank decided to become a mobile operator

The savings Bank has decided to acquire its own virtual operator and is currently in talks about its creation with Tele2 and MTS. According to “Izvestia”, the decision was made after unsuccessful negotiations on the purchase of the operator Yota.

According to sources, the proposal of the savings Bank is that the Bank has clients that are awarded funds through the cashback service (cash refund if the purchase was paid with the card) in the amount of from 0.5 to 3% of the cost paid for goods or services. Funds from cashback user will be able to get a free mobile connection with a specific package for a month, for example 500 MB of the Internet traffic, 100 minutes of talk time and 50 SMS. If the package will be spent within a month, the service payment will be fixed: for each minute will incur a fee. The emergence of free mobile operator will have to stimulate savings Bank customers to use cards and Internet banking.

“The Telecom operators and transfer of data are themselves working in the sector, some banking services, to some extent creating competition for the banks, — said the Deputy Director of analytical Department of company “Alpari” Natalia Milchakova. — Of course, Sberbank would be able to develop a range of mobile banking services asset-based Yota, such as the provision of communication services on credit, SMS notification about crediting of funds to cards, transfer of money from one mobile account to the Bank card. But there are doubts that the Bank will be able to effectively manage non-core asset for yourself”

In Tele2 have confirmed information on the talks. At the same time, Sberbank declined to comment, as the press service of MTS said that the project on creation of virtual operator they don’t.

Now Sberbank is actively 122 million cards, of which 80% are regularly used. In Russia, Sberbank has more than 110 million customers, which is several times greater than the number of subscribers of any mobile operator. According to Telecom Daily, the total subscriber base — more than 78 million, “the Megaphone” — 75 million “VimpelCom” is 60 million, Tele2 38 million, Yota — 3 million With Sberbank about 15,8 thousand of service points all over Russia.

Clifton Nichols

Clifton Nichols

Hi! I’m Clifton and I am a full-stack engineer with a passion for building performant and scalable applications that are beautiful and easy to use.

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